You might have noticed that I’ve been posting more finance posts lately. As I get older, I’m becoming more aware of just how important getting my finances in order is. I started a high-yield savings account, I invest in the stock market, and I really think about each and every purchase I make. One of the most important things that makes me feel secure is my savings account.
We’ve all heard of saving for a rainy day, right? Some people even call their savings account their rainy day fund. You never know when you might need some extra cash in an emergency situation, so having that account is a great source of comfort. But what about saving for a sunny day? Can’t it be just as comforting to save for something fun, positive and exciting? A tropical vacation, perhaps?
It can be intimidating when you start from $0 and your goal is say $5,000. So far away, right? But instead of thinking of it in numbers, think about the actual act of what you’re saving that for. Picture yourself in the lavender fields of Provence, France; or visualize that beautiful white office space with the huge windows and flowers scattered throughout (that’s not just me, right?). This is the method that works for me. Every time I put away some money or skip buying a new bag, I picture myself in that office or sipping coffee on a beautiful terrace in the South of France.
And it actually makes my everyday more positive. I have fun dreaming and knowing what I’m working towards. It motivates me to make that money that I want to save. Doesn’t working towards something positive instead of just saving for a rainy day sound so much better? That’s because it is. Of course, I do think it’s important to always have a small emergency fund, but there’s no reason to stop saving just because you’ve got that rainy day fund already.
What does your sunny day look like?
Photos by Johnny Cheng.
At SunTrust Bank their purpose is lighting the way to financial well-being. When you feel confident about your money, you can save for your goals and spend knowingly on what matters most to you. They know we all live for the sunny days and want to you help you live yours.
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This is a sponsored conversation written by me on behalf of SunTrust. The opinions and text are all mine.